The Company has started its business with the great enthusiasm and dedication which will craft the company one of the leading Nidhi Company in Varanasi. The Company commits itsself to complete customer satisfaction through efficient, professional and courteous services like FD,RD,MIS, PIGMY SCHEME, SAVING A/C and various loan facility.

To carry on the business of all kind and description as may be prescribed to be carried by Nidhi Companies in terms of the provisions of the Companies Act 2013 and rules made there under the control and supervision of the Ministry of Corporation Affairs and the Reserve Bank of india where as its aim and function are to encourage afford all facilities for cultivating thrift, saving habits to make their Business Capitals for Income Resource and to render all Financial Assistance to its Members only to receive, accept or collects saving or money from its members of all categories as deposits. 

Ashray Nidhi Ltd. rate of interest is among one the best rates offered in the industry in comparison to Nationalized/Co-operative Banks, Financial Institutions and other co-operative societies, making it the preferred choice of investment by members. Fixed deposits (FD), Recurring Deposits (R.D), Monthly Installment Scheme (MIS) , Term Deposit (T.D) under various scheme formulated from time to time by company and to provide interest or benefit on the deposits, as is fit for and beneficial to the company and to the members as per the rules & regulations or guidelines of Reserve Bank of India (RBI), Ministry of corporate affairs and regulatory authority on NBFC or NIDHI..